Buying a house is likely to be the biggest financial commitment that you make. For your own peace of mind, it’s a good idea to take some time to ensure there are no hidden problems.
Giving you peace of mind
You and your mortgage lender need to know if the property is actually worth the amount you are going to pay for it.
If you need a valuation for matrimonial or estate purposes, the Society of Trust and Estate Practitioners advises using a professional valuer. Hawkesford offers a professional valuation from £150 plus VAT.
Both The Council for Mortgage Lenders and Which consumer magazine advise you not to rely on your mortgage valuation alone. It’s best to commission your own independent survey on the property you’re thinking of buying.
Why choose Hawkesford?
All surveyors regulated by the Royal Institution of Chartered Surveyors
The department is ISO compliant
Offering full suit of RICS products
Valuations for Probate, Matrimonial, and Accounting purposes
Party Wall Act Surveyors
We recommend this for a conventional house, flat or bungalow, built from common building materials and in reasonable condition.
We recommend this for a conventional house, flat or bungalow built from common building materials and in reasonable condition. It is more comprehensive than a Condition Report and in addition includes a professional opinion on the ‘Market Value’ of the property.
We recommend this for large, older, run-down or unusual properties. While it will cost more than a HomeBuyer report, it gives more detail about the structure and fabric of the property.
Matrimonial Valuations for Court Purposes
These are independent reports, normally commissioned by the solicitors advising the parties in a divorce. They are relied upon by the Court, and are produced in accordance with Civil Procedure Rules.
Expert Reports for Court Purposes
Our reports are relied upon by Courts, these reports are produced where there are property, valuation or building disputes; they are presented in accordance with Civil Procedure Rules. We are also qualified to give expert advice in the court itself.
Insurance Rebuilding Costs
A calculation of the reinstatement cost for insurance purposes, our reports are produced using tables prepared by the Building Cost Information Service at the RICS. It is worth having your property valued every 5 years to update your insurance policy and keep premiums to a minimum.
Valuations of Lease extension or Purchase of Freehold
These are required in Leasehold properties with less than 70 years remaining on the Lease as they become unmortgageable. The Lease can be extended by 90 years and professional valuations are needed that we are able to provide.
Managing Director & AuctioneerEmail James